The Top 5 things we get asked about Medicare

5- Do I have to sign up for Medicare when I turn 65?

No. Yes. Maybe. It depends. If you are still working and have coverage through your employer you will want to confirm your employer plan is creditable. If it's deemed credible, many people keep working and keep their employer plan and delay accepting Medicare Part A and Part B. 

But many people find turning 65 and getting on Medicare offers better insurance options than their employer plan. Our advice- call us for an appointment so you have all your options clearly explained.

Medicare.gov has more info about Working Past 65.

4- Is Medicare free?

Most people will have Medicare Part A coverage at no additional cost due to their employment history and having paid into that system.

Most people will pay for Medicare Part B, that charge is dependent on their income.

Medicare.gov Costs of Medicare

3- Will I be covered when I travel?

Talk with an agent so we can be sure the plan you choose is going to cover your travel plans. Not all plans are created equal when it comes to travel benefits. So it's super important to know how  Medicare works, and how your plan works when it comes to travel benefits.

Travel benefits out of the country are especially tricky. Our agency recommends Travel Insurance for your special adventures out of our borders.

Click here to learn more about Medicare's limited coverage outside of the United States.

2- Can I still see my doctor?

When you meet with our health insurance advocates we will ask you what doctors and providers are important to you. We will work with you to find a plan that best covers your providers. We believe the right insurance plan should include access to your doctor that is most familiar with you and your health history. These details are very important to finding the plan that fits you best.

1-  How much will my prescription drugs cost?

We spend ample time analyzing, comparing and talking through your prescription list to find you the most affordable way to get your prescriptions. Our advocates will listen and help you find affordable options for your prescriptions.

We use the Medicare.gov tool to compare all the plans in your area with your specific drugs to help you choose a plan that best covers your prescriptions and compare local pharmacy options for you.

Whatever your questions about Medicare may be, we are ready to help you and listed to your concerns. We have found that spending time learning about you and what's important in your ideal health plan ensures that your expectations are met.